Professional Liability Insurance
Even the most skilled professionals can face unexpected claims. Having the right professional liability insurance can protect your reputation and your livelihood. Let our insurance experts help you stay focused on what you do best—while we safeguard the rest.
What is Professional Liability Insurance?
Professional liability insurance also known as errors and omissions (E&O) insurance or professional indemnity insurance—provides financial protection for individuals and businesses that offer professional services or advice. Unlike general liability insurance, which covers bodily injury or property damage, professional liability insurance specifically covers claims related to negligence, mistakes, omissions, or failures to deliver a service as promised. If a client believes that your professional advice or actions caused them financial harm, they can sue—even if the claim is unfounded. Professional liability insurance helps cover the legal defense costs, court fees, and any settlements or judgments, which can be financially devastating without coverage. This type of insurance is essential for professionals such as consultants, architects, engineers, accountants, real estate agents, healthcare providers, and lawyers—anyone whose expertise or guidance directly affects clients’ outcomes. In many cases, it’s not just a wise business decision but a contractual or licensing requirement. It allows professionals to operate confidently, knowing they are protected from costly disputes and reputational damage that can arise even when they’ve done everything right.
Contact us to learn more about the right professional liability insurance for you.
